Counsel II, Commercial
Summary of Relevant Experience
Summary of Experience – Counsel II, Commercial @ Affirm
- In-house counsel with JD/MBA credentials and approximately four years of progressive legal experience advising on complex regulatory frameworks, compliance programs, and transactional matters across financial services and healthcare sectors.
- Benefits and ERISA counsel who drafted, negotiated, and managed complex legal agreements and governance documents at multiemployer funds and a Fortune 500 insurer, coordinating cross-functionally with finance, operations, and executive leadership.
- Litigation and compliance attorney who led regulatory compliance programs involving HIPAA and federal benefit laws, with direct exposure to data privacy requirements and contract risk management in heavily regulated industries.
- Outside counsel manager and strategic advisor who supported M&A due diligence and internal process improvement initiatives, demonstrating ability to prioritize concurrent workstreams under pressure while delivering clear, business-focused legal guidance.
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Why this is a fit
This commercial contracts role at a fintech aligns with your target industry and remote-US preference, but your core expertise is ERISA, employee benefits, and HIPAA—not commercial drafting and negotiation of revenue-generating agreements, which is the central requirement here; the 5+ years of complex commercial contracting experience is also a gap relative to your ~4 years focused on benefits/labor law.
About the role
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. About the Legal, Compliance, and Public Affairs team The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products. About the role Affirm’s Commercial Legal (Revenue) team is instrumental in building, scaling, and supporting the framework for global commercial transactions and GTM efforts. We focus on structuring, drafting, and negotiating commercial and strategic partnerships involving a diverse range of financial and technology products and services while navigating a complex set of regulations. In this role, you will be a key advisor to Affirm’s fast-growing sales, partnerships, and merchant success teams. What you'll do Structure, draft, negotiate, and review a broad range of global commercial agreements, including highly complex and novel agreements Collaborate with and provide strategic and legal advice to various cross-functional teams, including but not limited to, sales, product, finance, tax, customer ops and risk Lead or participate in projects to improve internal processes and increase the efficiency and scalability of the Commercial Legal team Train and help educate internal business partners Manage and resolve legal issues that arise in existing domestic and international commercial relationships Build and improve templates for global revenue-generating commercial agreements Build collaborative and effective working relationships with various teams in the U.S. and internationally What we look for JD from an accredited school and current member in good standing of the bar in at least one state in the United States. 5+ years of complex commercial drafting and negotiation experience (ideally on revenue-generating contracts); prior in-house and law-firm experience is a plus Great project management skills with the ability to organize, prioritize, and remain collected under pressure Ability to prioritize and advance multiple concurrent deals on tight deadlines while producing strong quality work product Excellent judgment, and ability to make timely, pragmatic, and business-focused decisions in ambiguous situations with imperfect information A strong work ethic, sense of ownership, accountability, and proactive willingness to jump in and do whatever needs to be done Experience drafting and negotiating data privacy terms, including but not limited to, CCPA, GLBA and GDPR contract terms Clear and concise communication skills to effectively collaborate and negotiate with both internal and external business and legal teams Adaptability in a fast-paced, high-growth environment and an enthusiasm for learning Humility, integrity and a sense of humor; you take your work seriously, but not yourself Pay Grade - M Equity Grade - 6 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $185,000 - $245,000 USA base pay range (all other U.S. states) per year: $164,000 - $224,000 Please note that visa sponsorship is not available for this position. #LI-Remote Affirm is proud to be a re