Senior Legal Counsel, Product and Regulatory
Summary of Relevant Experience
Summary of Experience – Senior Legal Counsel, Product and Regulatory @ KOHO
- In-house benefits and regulatory counsel who has advised C-suite leaders at a Fortune 500 insurer and multiemployer funds on ERISA, HIPAA, and healthcare compliance, demonstrating comfort navigating complex regulatory frameworks in highly regulated financial and insurance environments.
- Litigation and plan governance lead who managed outside counsel, led compliance program design, and supported M&A due diligence, bringing cross-functional legal ownership across product, operations, and risk teams.
- JD/MBA-credentialed attorney whose dual business and legal training supports practical, business-oriented regulatory advice aligned with product development and growth objectives in regulated industries.
- Employment and benefits compliance counsel who built scalable compliance processes across multiemployer and corporate employer environments, with four years of progressive in-house experience at senior associate and counsel levels.
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Why this is a fit
Your ERISA/employee-benefits legal background and in-house counsel experience align on function and seniority, but this role requires Canadian bar admission and practice in Canadian financial services regulation (OSFI, FCAC), which you do not have; the role is also Canada-only with no US-remote option.
About the role
ABOUT KOHO We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians. At KOHO, we’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust. KOHO is entering its next chapter - leaner, smarter, more AI-integrated. We’re building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you’ll fit right in. About The Role As Senior Legal Counsel, Product and Regulatory, you will play a key role in supporting KOHO’s product development and regulatory strategy across both KOHO Tech and KOHO Bank. You will work closely with Product, Marketing, Risk, and Compliance teams to provide practical legal advice that enables innovation while protecting customers and maintaining strong regulatory standards. This role is ideal for a lawyer who enjoys building new things, solving complex regulatory questions, and working closely with business teams in a fast-moving environment. What You’ll Do - Partner across KOHO Tech and KOHO Bank to provide practical regulatory advice that enables growth while protecting customers. - Support the design and launch of new financial products and features, identifying regulatory risks early and helping teams build compliant solutions. - Play a key role in helping KOHO set up and operationalize a regulated bank, including supporting engagement with regulators such as OSFI, FCAC, and the Bank of Canada. - Support marketing and growth teams by ensuring campaigns are effective and compliant with financial services and consumer protection requirements. - Provide guidance to customer-facing teams on complaints handling, communications, and fairness considerations. - Help build scalable legal and regulatory processes to support KOHO’s long-term growth as a regulated financial institution. What You’ll Bring Experience - 6+ years post-call experience as a lawyer practicing in Canada (in-house and/or at a law firm). - Experience advising on financial services regulation, banking law, or consumer protection frameworks. - Strong judgment and the ability to provide practical, business-oriented legal advice. Ways of Working - Comfortable working cross-functionally with Product, Marketing, CX, Risk, and Compliance teams. - High ownership mindset — takes initiative and focuses on solutions over problems. - Builder mentality with a bias toward action in fast-moving environments. Personal Traits - Curious and quick to learn - Proactive and highly organized - Comfortable operating in high-ambiguity environments - Strong work ethic and reliability - Honest, responsive, and collaborative Nice to Have - Experience working at a bank, fintech, or regulated financial institution - Familiarity with RPAA and the Financial Consumer Protection Framework (FCPF) - Knowledge of AML/ATF and privacy laws - Fluent in French The budgeted salary range for this role is $180,000 - $210,000 CAD / year. At KOHO, we are dedicated to providing pay transparency to all candidates. Compensation at KOHO is determined through various factors including but not limited to: comparable salary market data within Canada, technical skill assessment, a holistic view of previous work history, and internal pay equity with other KOHO team members. DESCRIPTION DE POSTE EN FRANÇAIS À PROPOS DU POSTE À titr